The PTS Connect universal solution generates an immediate point-of-care report that offers end-users actionable information. This includes the PTS Connect cardiac age calculation. Based on the Framingham Heart Study, the PTS Connect cardiac age provides a representation of an individual’s risk for cardiovascular disease. Health data including gender, age, total cholesterol, HDL cholesterol, blood pressure, smoking, and diabetes are components of cardiac age. The desired result is for an individual’s cardiac age to be the same as or younger than their biological age. These point-of-care reports can be customized and allow biometric information input such as height, weight, blood pressure, and other important data points.